L’EPB ha pubblicato la versione definitiva delle linee guida volte a regolare il rapporto tra la normativa sui pagamenti PSD2 e il regolamento sulla data protection GDPR: ecco cosa cambia dopo la messa in consultazione e l’approvazione finale del documento. 11 Gen 2021.

The European Data Protection Board ('EDPB') adopted, on 15 December 2020, its final version of Guidelines 06/2020 on the interplay between Payment Services Directive ((EU) 2015/2366) ('PSD2') and the General Data Protection Regulation (Regulation (EU) 2016/679) ('GDPR') following a public consultation.In particular, the guidelines address, among other things, the notion of explicit consent

2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying The EDPB opines that explicit consent under the PSD2 is different from explicit consent under the GDPR. Explicit consent under the PSD2 is a contractual requirement so that the service provider can access and conduct subsequent processing and storage of personal data in order to provide payment services. The European Data Protection Board (EDPB) recently published its final guidelines on the interplay between the GDPR and the Second Payment Services Directive (PSD2). In line with the approach taken by the majority of the payment services industry, the EDPB confirmed that "explicit consent" under Article 94(2) of PSD2, is an additional "contractual consent" and a separate concept to 'explicit consent' under the GDPR. that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers The EDPB also considers that the lawful basis to process personal data under the GDPR would be the contractual necessity (not GDPR consent).

Den Europeiska dataskyddsstyrelsen (”EDPB”) har konstaterat att regelverket gällande samtycke är komplext, eftersom både PSD2 och GDPR inkluderar någon form av samtycke. EDPB lyfter i samband med detta frågan huruvida uttryckligt medgivande (eng. explicit consent ) i PSD2 ska tolkas på samma sätt som ett samtycke (eng. consent ) i GDPR.

Jul 23, 2020 The European Data Protection Board (“EDPB“) has adopted and submitted The PSD2 and the GDPR are overlapping and could be viewed in

Explicit consent under the PSD2 is a contractual requirement so that the service provider can access and conduct subsequent processing and storage of personal data in order to provide payment services. The European Data Protection Board (EDPB) recently published its final guidelines on the interplay between the GDPR and the Second Payment Services Directive (PSD2).

interplay of the Second Payment Services Directive and the GDPR. Ämnen : General Data Protection Regulation. Medlemsstater: EDPB.

that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying The obligations arising from the PSD2 and their interplay with GDPR's are a backbone of Fintech Giulio Coraggio Follow on Twitter Send an email August 14, 2020 The Fintech revolution relies on data flows enhanced by the PSD2, which requires certainty now aimed by the European Data Protection Board guidelines on the interplay between the PSD2 and the GDPR, which leave gray areas though. PSD2 and GDPR: EDPB offers clarity – but is it enough?

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In its response, the EDPB set Directorate General: Competition - Revised Directive on Payment Services ( PSD2) · European European Data Protection Board (EDPB) GDPR: Guidelines , EDPB adopts Guidelines on examples regarding data breach notification The EU's General Data Protection Regulation (GDPR) is being misused by employers Interplay PSD2 and GDPR and letter to MEP Ďuriš Nicholsonová on contact&nbs EDPB. Chapter VI of GDPR contains provisions regarding the “Supervisory Authority” that will monitor the implementation of GDPR. Each Member State will The EDPB adopted a final version of the Guidelines on Data Protection by # GDPR, #ISO27001 #ISO27701 #NIST #PSD2 and much more) or even build your Apr 30, 2020 According to the European Data Protection Board's (EDPB) guidance, PSPs must comply with both the PSD2 and GDPR.

The EDPB will assess the judgment in more detail and provide further clarification for stakeholders and guidance on the use of instruments for the transfer of personal data to third countries under the judgment.
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The thesis will give an overview of PSD2 and point at the relevant EDPB: European Data Protection Board between PSD2 and GDPR will be raised. This is

2. This measure, which would appear to contradict the GDPR, was included – well, that’s awkward – in the legislation that implements the GDPR.

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Under de kommande två åren kommer huvuddelen av IMY:s tillsynsärenden att avse GDPR och bygga EDPB har äntligen kommit med rekommendationer på skyddsåtgärder som Vad kommer PSD2 innebära för storbankernas framtid?

explicit consent ) i PSD2 ska tolkas på samma sätt som ett samtycke (eng. consent ) i GDPR. GDPR aims to protect personal data, making it easier for consumers to know where their data is being used and raise objections about its use.

Other Developments The European Data Protection Board (EDPB) wrote the European Union Agency for Cybersecurity (ENISA or EUCS) “to provide feedback

In light of PSD2’s and the UK Payments Regulations’ remit being limited to the contractual relationship between a TPP and its users, the EDPB’s view as stated in the Guidelines, is that the “explicit consent” referred to in PSD2 is a contractual consent, distinct from and additional to “consent” under the GDPR… 2018-09-06 1 M s. Andrea Jelinek Chairperson European Data Protection Board (by ema il) Brussels, 2 7 October 20 20 European Payment Service Providers’ comments on the EDPB Guidelines 06/2020 on the interplay of the Second Payment Services Directive and the GDPR GDPR introduces a new, and very high, standard for the type of consent required for the processing of personal data.

While the guidance is not exhaustive, and some issues certainly remain, it does provide a welcomed clarification that the notion of explicit consent under PSD2 must be seen as separate and different from the notion of (explicit) consent under GDPR. GDPR aims to protect personal data, making it easier for consumers to know where their data is being used and raise objections about its use. While PSD2 opens up the banking market, encouraging competition and innovation in different products and services, any access these new products and services have to personal data must comply with GDPR. that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive.